I know this from experience and from working in the mortgage industry. It was not but six months ago I bought my first home and was forced to go through the home buying process like anybody else. Though it was still a little confusing for me at times, it was definitely helpful that I knew my options.
I had a few goals in mind that further helped me choose my right mortgage. I knew I wanted a lower down payment with the security of a fixed rate and payment in order to best manage my finances. After thinking about it further and asking some of our former clients, I came to conclude that there are four main goals that home buyers look for when choosing their mortgage:
- Flexibility
- Low Down Payment
- Rate Security
- Easier Qualification
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